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SoFi helps you bank, save, invest, and borrow — all in one powerful financial app. Enjoy no-fee checking and savings accounts, competitive interest rates, investing tools, credit products, and member benefits designed to help you reach your financial goals faster.
Best for: People who want an all-in-one financial app combining banking, saving, investing, and borrowing with competitive rates and no monthly fees.
What we liked
- No-fee checking and savings accounts
- Competitive interest rates on savings
- Built-in investing tools and credit products
- All-in-one app for banking, saving, investing, and borrowing
- Member benefits designed to accelerate financial goals
What to watch
- Best rates often require direct deposit setup
- Investing and credit products carry standard market and approval risks
- Not a traditional brick-and-mortar bank for in-person service
Our verdict
Banking & Financial Platform
Bank, save, invest, and borrow — all in one powerful financial app.
Open a SoFi Account